Ramp | Cards, Spend Management, AP & AR, Travel, Procurement

Ramp is the all-in-one finance platform for VC-backed teams (banking, corporate cards, expense & vendor management, AP, and travel) used by teams to scale efficiently with real-time visibility & tight control of burn.

70,000+ high-growing companies, from bootstrapped teams to enterprises like Airbnb, Shopify, SpaceX, Figma, and Robinhood, run their finances on Ramp. We're the Default Finance Partner for Andreesen, Sequoia, Khosla, Founders Fund, Coatue, ICONIQ, Vista, Thrive, and many more -- who trust us in supporting their portfolio companies at every growth stage.

Why work with us

• Earn 3.2% on fully liquid operating cash (Ramp Checking Account) for 12 months, 2.0% thereafter
  • Most startups earn nothing on their bank balance — that changes day one with Ramp.
• ~4.15% on our Treasury Account with next-day liquidity.
• ~5% average spend savings by eliminating duplicate, wasteful, and out-of-policy spending before it happens
• AI token spend control — real-time visibility into AI vendor spend (OpenAI, Anthropic, AWS Bedrock, and more) with budget controls, alerts, and anomaly detection.
• Price Intelligence — Ramp benchmarks your software vendor spend against thousands of similar companies, surfacing where you're overpaying and flagging cost-saving opportunities so your team can negotiate better rates.
• 3× faster month-end closes with high GL automation, zero-touch receipt capture, and AI agents that automate reconciliation
• $0 booking fees on travel, with policy enforcement built in